Summer Financial Aid

This webpage provides more information about using the different types of financial aid available at Chattanooga State during the Summer Semester (classes from May – August).

Except for certain programs, summer is not a required semester, but you may be able to use some of your financial aid. Check out the U.S. Department of Education website for more information about Title IV (federal) aid during the COVID-19 outbreak. If you have any questions about using your financial aid, contact us here:

Chattanooga State's Financial Aid Office (now with live online chat)

finaid@chattanoogastate.edu

(423) 697-4402


Please see our April 20th email here. It contains the latest information about the HOPE scholarship, TN Promise scholarship, and TN Reconnect grant for the summer 2020 semester. More information will be made available, as it is received, for the fall 2020 semester.


 

Summer Financial Aid - Types of Students

In most cases, you will not need to take any additional steps to receive your financial aid for summer. Your aid will post to your account based on your status.

Prospective Student (as of May)

Financial aid will be awarded manually as you register for summer classes. Your eligibility for different types of financial aid must be determined based on how much financial aid you may have already used during the current aid year at any college, university, or technical or vocational school. Your aid eligibility may also depend on your Satisfactory Academic Progress status.

First Time Transfer Students may need to update their school of choice in the TN Student Assistance Corporation (TSAC) portal to be eligible for state grants or scholarships: https://clipslink.tsac.tn.gov/studentsignon/. If it is your first time logging into the portal, you will need to register first. Your eligibility for aid when you transfer to Chattanooga State will also depend on meeting SAP guidelines.

 

Transient or Non-Degree Students planning to take summer classes at Chattanooga State should contact their home school for a consortium agreement. Your home institution will pay financial aid for you to take classes at your host school (Chattanooga State). Contact the Financial Aid Office if you are a Chattanooga State student taking classes at another school during the summer.

Current Student

Your aid will post to your account once you have registered for summer classes. Your available aid will depend on your remaining aid eligibility, enrollment, and Satisfactory Academic Progress status at the end of the spring semester.

Current TCAT Chattanooga Student

For students who started a program in August 2019 or January 2020 and will continue beyond the spring 2020 semester, your aid has already posted for the summer. Your eligibility for aid in May might depend on your completed clock hours and Satisfactory Academic Progress status.

TCAT students, payment of Title IV (federal) aid, such as Pell Grant and Direct Loans, depends on the number of required clock hours you have completed. Your next federal aid payment may be delayed because of the extended spring break, or if there is a later start to summer term classes.

Student Changing from Clock Hour (TCAT) to Credit Hours or Vice Versa

Contact the Financial Aid Office so that your aid eligibility can be determined as efficiently as possible.

Summer Financial Aid - Questions

In most cases, you will only need to register for your May, June, or July classes, and your aid eligibility will be calculated. Keep in mind the following information:

Did you meet Satisfactory Academic Progress (SAP) guidelines?

For any scholarships, grants, or loans, except TN Promise, TN Reconnect, and some institutional scholarships, you must meet Satisfactory Academic Progress (SAP) guidelines at the end of spring, or when you enroll. SAP status cannot be determined until grades post for spring, so you may not be eligible for the aid that is showing on your account. If this scenario applies to you, be prepared to complete a SAP appeal to receive aid in the summer: How to Complete a SAP Appeal

Did you register for the correct number of credit or clock hours?

Your eligibility for federal, state, or institutional aid may depend on your enrollment for summer. Some of your scholarships, grants, or loans may not pay if you are not attending the correct number of credit or clock hours.

Has your FAFSA information been verified for the current aid year?

Verification of your FAFSA information for the current aid year must be completed, if required by the U.S. Department of Education, before any aid can be awarded for the summer semester.

Are you a loan borrower?

Loan borrowers must complete a Loan Modification form, available on the main page of TigerWeb, under the “Financial Aid” menu: How to Complete a Loan Modification

Can you use financial aid for bookstore charges?

Up until the census date (14th day) of the full summer semester, financial aid shows as authorized (pending) based on your eligible summer registration. If you will have excess aid based on your authorized aid amount and have an accepted Title IV Fee Authorization on file, you may be eligible to charge books and supplied at the campus bookstore (online) to your excess financial aid. You can use bookstore charges during the period when your first summer class starts – you will not have bookstore charges available later. Bookstore charge periods are very short in the summer due to the various start dates. If your enrollment or aid eligibility changes, you may still be responsible for paying bookstore charges.

When will financial aid be paid?

After the census date (14th day) of the full summer semester, your financial aid funds are released to the Bursar’s Office to pay to your accounts based on your confirmed attendance in eligible classes. If you end up with a credit (negative) balance, the Bursar’s Office will issue a refund within 3-5 business days. If you have classes that start later in the summer, then all of your aid will not pay until you begin attending all classes, and you may have to wait until later in the semester for your refund.

Summer Financial Aid - Types of Aid

The following provides information about how specific types of financial aid work for summer classes:

Pell Grant

This federal grant, based on financial need, pro-rates based on actual enrollment even though it is awarded with the anticipation of full-time hours. So, you may or may not be eligible for any Pell Grant in the summer at less than full-time enrollment. Also, the grant only pays towards classes that are required for graduation in your current program of study, one repeat of classes that you have already passed with a grade of “D” or better (at any school), and up to 30 hours of learning support (remedial) courses (at any school). If you have already used 100% of your Pell Grant award for the current academic year, you may be eligible for another 50% of your annual award, as long as you enroll at least half-time (6 or more credit hours) in eligible classes and have not reached your lifetime limit. You must also be meeting SAP guidelines as of the end of the spring semester, when you first enroll, or as of the last time you were enrolled at Chattanooga State.

Direct Loans

Loan borrowers must complete a Loan Modification form, available on the main page of TigerWeb, under the “Financial Aid” menu: How to Complete a Loan Modification

Subsidized or unsubsidized federal loan eligibility depends on your year in college, how much of your loans you have already used this year, your program length, financial need, and whether you are dependent or independent according to the FAFSA. Direct Loans will also only pay towards classes that are required for graduation in your current program of study, one repeat of classes that you have already passed with a grade of “D” or better (at any school), and up to 30 hours of learning support (remedial) courses (at any school). You must also be meeting SAP guidelines as of the end of the spring semester, when you first enroll, or as of the last time you were enrolled at Chattanooga State. If it is your first time borrowing federal student loans at Chattanooga State, you will also need Entrance Counseling and a Master Promissory Note (MPN) on file, both of which you can complete at https://studentaid.gov/. If you complete a Loan Modification form, the Financial Aid Office will determine your eligibility based on your annual and lifetime loan limits.

HOPE Scholarship

Your eligibility for summer classes depends on your GPA as of the last benchmark evaluation (12, 24, 36, etc., attempted hours) and whether or not you have reached your lifetime limit. Unless you have completed a TELS appeal for special circumstances, you must be enrolled at least half-time (6 credit hours) in order for lottery scholarships to pay towards your classes, and your scholarships pro-rate based on actual enrollment. If you are a recent high school graduate, you are not eligible for the HOPE/TELS scholarships until the fall semester after your high school graduation. If your enrollment in summer classes changes at any point, you could permanently lose eligibility in the future. You may notify the Financial Aid Office in writing if you do not want to use your HOPE or TELS scholarship(s) in the summer:

24 credits – 2.75 GPA
48 credits – 2.75 GPA
72 credits – 3.00 GPA
96 credits – 3.00 GPA

TN Promise Scholarship

Remember that the community service hours deadline is waived for now, so you still may be eligible for TN Promise funds in the summer if you were not able to complete your hours by April 1st. You still have to be meeting the enrollment and GPA requirements, although you may want to take summer classes if you do not have an overall 2.0 GPA after grades post for spring. The 5-semester limit is also still in effect. Unless it is your final semester, or you have an approved appeal, you must also enroll full-time in the summer, and it will count towards your 5-semester limit. Remember that this is a “last dollar” scholarship that pays only towards tuition and mandatory fees (fees charged to all students). If you are a recent high school graduate, you are not eligible to use the TN Promise scholarship until the fall semester after high school graduation.

TN Reconnect Grant

You still have to be meeting the enrollment and GPA requirements, although you may want to take summer classes if you do not have an overall 2.0 GPA after grades post for spring. The 5-year limit is also still in effect. Unless it is your final semester, or you have an approved appeal, you must also enroll at least half -time in the summer, and it will count towards your 5-year limit. Remember that this is a “last dollar” scholarship that pays only towards tuition and mandatory fees (fees charged to all students).

Institutional Scholarships

Most Chattanooga State scholarships are awarded in fall and spring only. Students will be contacted if they have remaining summer 2020 eligibility or their awards will be automatically extended to summer 2020.

Federal Work Study

Since campus has been closed, we have had to use guidance from the U.S. Department of Education regarding use of funding for the Federal Work Study program. Current guidance only applies to current student employees with an existing employment contract. We may or may not be able to hire additional students during the summer, and your Federal Work Study eligibility for the current aid year may end with your current contract.

Wilder-Naifeh Grant

Your eligibility for this state grant depends on whether or not you have received the grant in a previous technical, clock hour program in TN. You also have to be meeting SAP guidelines for clock hour programs: https://www.chattanoogastate.edu/keeping-your-aid. If you are starting a TCAT program for the first time during the summer term, you must also meet all residency and other eligibility requirements.

TCAT Reconnect

Your eligibility for this state grant also depends on whether or not you have received the grant in a previous technical, clock hour program in TN. In addition, you have to be meeting SAP guidelines for clock hour programs: https://www.chattanoogastate.edu/keeping-your-aid. If you are starting a TCAT program for the first time during the summer term, you must also meet all residency and other eligibility requirements.